How a Community-Owned
Health Plan Works
Transparent Pharmacy
No hidden markups
Fair drug costs
Claims Transparency
Independent TPA
Full data access
Claims Transparency
Independent TPA
Full data access
Transparent Pharmacy
No hidden markups
Fair drug costs
Claims Transparency
Independent TPA
Full data access
Direct Primary Care
Unlimited Access
Relationship-based care
Same/next-day appointments
No co-pays
Provider Network
Transparent pricing
No surprise bills
Stop-Loss Protection
Financial safety net
Risk management
Transparent Pharmacy
No hidden markups
Fair drug costs
Transparent Pharmacy
No hidden markups
Fair drug costs
How a Community-Owned
Health Plan Works
Transparent Pharmacy
No hidden markups
Fair drug costs
Claims Transparency
Independent TPA
Full data access
Claims Transparency
Independent TPA
Full data access
Claims Transparency
Independent TPA
Full data access
Transparent Pharmacy
No hidden markups
Fair drug costs
Transparent Pharmacy
No hidden markups
Fair drug costs
Claims Transparency
Independent TPA
Full data access
Transparent Pharmacy
No hidden markups
Fair drug costs
Transparent Pharmacy
No hidden markups
Fair drug costs
Provider Network
Transparent pricing
No surprise bills
Stop-Loss Protection
Financial safety net
Risk management
Direct Primary Care
Unlimited Access
Relationship-based care
Same/next-day appointments
No co-pays
Concierge Navigation
Personal guide for employees
Reduced stress & confusion
Medical Management
Right care, right time
Prevents waste
Built by and for the community
Local control • Transparent costs • Reinvested savings
Concierge Navigation
Personal guide for employees
Reduced stress & confusion
Medical Management
Right care, right time
Prevents waste
Built by and for the community
Local control • Transparent costs • Reinvested savings
What It Means for
Our Community
Employers
Predictable costs - budgetable from year to year
10-40% savings reinvested in business
Stronger retention through better benefits
Local control over plan design
Employees
No surprise bills with transparent
pricing
Faster access to trusted doctors
Lower stress with personal navigation
Better outcomes through quality care
Community
Dollars stay local in our economy
Funding for schools and nonprofits
Healthier population through better
care
Community ownership of health outcomes
The Healthcare Dividend
Every dollar saved through transparent, community-controlled healthcare gets reinvested
into local people and projects. It's not just about cutting costs—it's about building a
stronger, healthier community together.
Proven Results from Real Communities
$2.4M
Saved in Year One
Ashtabula Schools
20% year-over-year savings reinvested in classrooms and student programs
$315M+
Total Savings
Rosen Hotels
Funded free college for local families,
reduced community crime by 63%
54%
Cost Reduction
DeSoto Hospital
Reopened closed services, eliminated
employee deductibles
Ready to Transform
Healthcare in Your Community?
Discover how your organization can take control, reduce costs, and
reinvest savings into what matters most.
The future of healthcare starts with communities like ours taking action.